Amortization Calculator
See exactly where each payment goes — how much to interest, how much to principal — and how your balance falls over the life of the loan. Add an extra monthly payment to see how much time and interest it could save.
Your loan
Enter your own numbers — nothing here is saved or sent anywhere.
Fixed rate for the life of the loan.
Applied straight to principal, on top of your regular payment.
Year by year
Interest paid, principal paid, and the balance left at each year-end.
| Year | Interest paid | Principal paid | Balance |
|---|
Full monthly schedule
Every payment, month by month — interest, principal, and remaining balance.
| Month | Payment | Interest | Principal | Balance |
|---|
This calculator is an educational estimate only — not a loan offer, rate quote, or financial advice. It assumes a fixed-rate loan with the same payment every month; figures show principal and interest only and do not include taxes, insurance, HOA dues, or mortgage insurance. Actual rates, terms, and payments will vary. Talk with Chris for numbers based on your specific situation and a current rate quote.